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About Us

About Woollam Mortgage Team

We build professional relationships based on trust and open communication. By not being associated with any specific bank or lender, our team is in the unique position to always work on your behalf. We truly care about each of our clients and their long-term financial goals. We follow a well-proven process that ensures consistent, attentive, and prompt service with solid results. We are experienced, well-trained, and are continuously updating our knowledge and skills.

01
Trusted, Client-Focused Guidance

We work for you not the banks. Our advice is unbiased, transparent, and always centered around your goals.

02
Proven Process & Professional Expertise

Our streamlined approach makes the mortgage process easier, faster, and stress-free from start to finish.

03
Results You Can Rely On

With over $250M funded, we bring the expertise and market knowledge needed to secure the right mortgage for you.

A Note From Josh

“Together, we have spent the last decade helping hundreds of individuals and families alike secure financing for everything from their beloved first home to their prized investment properties. But our team prides ourselves most on doing more than your mortgage paperwork. We are aware how stressful and time-consuming buying, renewing, and refinancing a home can be. We have patiently and compassionately helped people secure a mortgage through everything from a divorce to job change to, of course, a global pandemic. We believe that this process can be inspiring, empowering, and fun and we feel honoured to be a part of that experience for each of our clients.”

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teamThe Team Behind Your Mortgage Success

Mortgage Broker

Josh Woollam

Josh’s dedication to customer service, attention to detail, and extensive knowledge has earned him respect throughout the lending and real estate industry. With the experience gained from eight years as a top producing mortgage broker, Josh is guaranteed to find you the perfect mortgage.

Josh takes pride in knowing that 90% of his business originates from his satisfied past clients and from client referrals of their family, friends, and co-workers. The Woollam Mortgage Team retains this loyalty by promptly returning phone calls and emails, keeping clients informed at every step of the mortgage

Client Care

Lisa Golding

Lisa’s approach to mortgage planning and quality service has made her an integral member of the Woollam Mortgage Team. Clients love her attention to detail and she always comes equipped with the expertise and resources to present you with the most comprehensive mortgage solutions.

Lisa takes pride in providing our clients with mortgage products that best represent their individual needs. Her continued study of mortgage news and changing trends ensure that her clients are provided with the best representation possible. Lisa is a graduate of Mortgage Professionals Canada (formerly CAAMP) Ontario Mortgage Agent Course.

faqYour Mortgage
Questions Answered

You’ll typically need government ID, proof of income, recent bank statements, employment details, and information about your debts and assets. Our team will give you a full checklist and help you gather everything.

Your approval amount depends on your income, credit score, debt levels, and down payment. We review your full financial picture and give you a clear, accurate estimate.

A broker has access to multiple lenders—not just one bank—so you get more options, competitive rates, and unbiased advice that focuses on your goals.

A fixed rate stays the same for your full term, while a variable rate can change based on market conditions. We help you choose the option that best fits your budget and risk comfort.