How Do I Get Pre-Approved?
Start the online application
You will receive an email to finalize your pre-approval
Make an offer on a new home!
Why Should I Get Pre-Approved?
A pre-approval is highly recommended. A pre-approved will help prepare you for your purchase and ensure that we will qualify for a mortgage. Here are three reasons why you should get pre-approved;
1. What is your borrowing capacity?
A pre-approval will determine how much of a mortgage you can afford. This will allow you to narrow your home shopping search to only the properties you qualify for which saves you time and frustration.
There is nothing worse then falling in love with a home and not qualifying for the mortgage.
2. Lock in an interst rate.
Shopping for a home could take 1 day or it can take 90 days.
Ensure you are protected from unexpected rising interst rates while you shop by locking in a low interest rate for up to 120 days.
3. Stay ahead of your competition.
Today's real estate market is very competative.
When you are pre-approved, you will have the option of providing a personalized, pre-approval letter to accompany your submitted offer.
Showing the sellers that you are already pre-approved may put you ahead of your competition and allow you to secure the home.