By JoshWoollam / March 21, 2023

Should I refinance my mortgage?

Refinancing your mortgage with an Ottawa Mortgage Broker can seem like a daunting process, but it can be a smart...

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Why Do You Need a Second Mortgage in Ottawa
By JoshWoollam / January 4, 2023

Why Do You Need a Second Mortgage in Ottawa

Defining a Second Mortgage – A second mortgage of the property in Ottawa is the second loan you take out...

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Why Should First-Time Homebuyers Work with an Ottawa Mortgage Broker
By JoshWoollam / December 14, 2022

Why Should First-Time Homebuyers Work with an Ottawa Mortgage Broker

Are you thinking about buying your first home in Ottawa? If yes, it makes you excited and nervous at the...

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By JoshWoollam / September 23, 2021

Selling During a Pandemic

Due to the unprecedented amount of time people are now spending in their homes, the demand for larger homes has...

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By JoshWoollam / September 14, 2021

Mortgage Fraud

How To Protect Yourself When Purchasing Or Refinancing A Home Beware of promises of "easy money" in real estate. Consumers...

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By JoshWoollam / July 27, 2021

Building Credit

Your Canadian credit history tells the story of your financial life, it’s comprised of all the financial decisions and mistakes...

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By JoshWoollam / June 29, 2021

Rural Living: Wells

Buying a Home With a Well A malfunctioning well or septic system can pose a health risk to your family...

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By JoshWoollam / June 23, 2021

Rural Living: Septic Tanks

Over the past few years, Canada has been experiencing an urban exodus with many folks longing to leave the city...

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By JoshWoollam / June 14, 2021

5 Reasons to Refinance Your Mortgage

There has been a flurry of refinance activity this year given our rock bottom interest rates, providing homeowners with access...

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By JoshWoollam / April 26, 2021

Denied After Pre-Approval

Everyone has told you to get pre-approved before you start your house-hunting to avoid disappointment.  However, in some cases, it...

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By JoshWoollam / March 15, 2021

Could an Investment Property be your Pension?

  The recent shock to the economy has had many Canadians thinking seriously about what their life might look like...

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By JoshWoollam / March 2, 2021

Rural Living: 5 Things to Know Before Buying a Rural Home

As a result of the ongoing COVID-19 pandemic, Canadians are finding themselves at home more often than ever before. Folks...

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Marriage & Mortgages: Spousal Buyout
By JoshWoollam / February 18, 2021

Marriage & Mortgages: Spousal Buyout

Separation and divorce can impact a family on many levels including financially. It's a stressful process for all concerned. In...

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Purchasing a Home as an Un-Married Couple
By JoshWoollam / February 1, 2021

Purchasing a Home as an Un-Married Couple

Homeownership, whether you're married or not, can be a decades-long legal and financial obligation. Do it right, and you will...

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How to Qualify for a Mortgage in an Uncertain Market
By JoshWoollam / January 18, 2021

How to Qualify for a Mortgage in an Uncertain Market

With COVID-19 challenges that include layoffs and deferred mortgage payments, getting a mortgage may be a bit tougher for some,...

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Purchasing a Home in the Wintertime
By JoshWoollam / January 5, 2021

Purchasing a Home in the Wintertime

Windshields are icy, the temperature is dropping and the smell of snow is in the air: Winter is here. This...

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Fixed or Variable?
By JoshWoollam / December 10, 2020

Fixed or Variable?

There are many people, both mortgage professionals and borrowers alike, who will swear that variable-rate mortgages are always the way...

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How to Get a Down Payment For a House in Canada
By JoshWoollam / December 10, 2020

How to Get a Down Payment For a House in Canada

If you’re hoping to buy a home sometime in the near future, odds are you’ll need to take out a...

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Building Credit
By JoshWoollam / December 10, 2020

Building Credit

Your Canadian credit history tells the story of your financial life, it’s comprised of all the financial decisions and mistakes...

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Accelerated Mortgage Payments
By JoshWoollam / December 10, 2020

Accelerated Mortgage Payments

Accelerated payments will be a little higher than the non-accelerated options, which is how they are beneficial. By simply accelerating...

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A Step by Step Guide to the Mortgage Renewal Process
By JoshWoollam / December 10, 2020

A Step by Step Guide to the Mortgage Renewal Process

Did you know that you’re not obligated to stay with your current mortgage provider once your mortgage term is up?...

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