How To Protect Yourself When Purchasing Or Refinancing A Home Beware of promises of “easy money” in real estate. Consumers who knowingly misrepresent information when buying or refinancing a home are committing mortgage fraud. What Is Mortgage Fraud? Mortgage fraud occurs…
Building Credit
Your Canadian credit history tells the story of your financial life, it’s comprised of all the financial decisions and mistakes you’ve made since the first day you started using credit. It represents your financial life and your creditworthiness to potential lenders,…
Rural Living: Wells
Buying a Home With a Well A malfunctioning well or septic system can pose a health risk to your family and neighbours and can be expensive to repair or replace. It is, therefore, important to conduct a detailed inspection of both…
Rural Living: Septic Tanks
Over the past few years, Canada has been experiencing an urban exodus with many folks longing to leave the city behind and take up the country life. In rural areas, many homes do not have connections to municipal water and sewer…
5 Reasons to Refinance Your Mortgage
There has been a flurry of refinance activity this year given our rock bottom interest rates, providing homeowners with access to today’s low rates and the most cost-effective way to get needed funds. Refinancing means getting out of your current mortgage…
Could an Investment Property be your Pension?
The recent shock to the economy has had many Canadians thinking seriously about what their life might look like after their paycheques stop. Even if you have a workplace pension plan to look forward to, you may find it falls…
Marriage & Mortgages: Spousal Buyout
Separation and divorce can impact a family on many levels including financially. It’s a stressful process for all concerned. In addition, there may be the messy business of splitting the assets, including the family home and the mortgage. Many couples end…