The benefits of using an Ottawa Mortgage Broker! Are you in the market for a new home or looking to refinance your current mortgage? If so, you may want to consider using a mortgage broker. A mortgage broker is a professional…
Should I refinance my mortgage?
Refinancing your mortgage with an Ottawa Mortgage Broker can seem like a daunting process, but it can be a smart financial decision in certain situations. When you refinance, you essentially replace your current mortgage with a new one, often with better…
Why Do You Need a Second Mortgage in Ottawa
Defining a Second Mortgage – A second mortgage of the property in Ottawa is the second loan you take out on an already mortgaged property. In general terms, a second mortgage is in the form of a Home Equity Line of…
Why Should First-Time Homebuyers Work with an Ottawa Mortgage Broker
Are you thinking about buying your first home in Ottawa? If yes, it makes you excited and nervous at the same time. Though our life is rarely predictable, this unpredictability can make buying a mortgage and your first home even more…
Mortgage Fraud
How To Protect Yourself When Purchasing Or Refinancing A Home Beware of promises of “easy money” in real estate. Consumers who knowingly misrepresent information when buying or refinancing a home are committing mortgage fraud. What Is Mortgage Fraud? Mortgage fraud occurs…
Building Credit
Your Canadian credit history tells the story of your financial life, it’s comprised of all the financial decisions and mistakes you’ve made since the first day you started using credit. It represents your financial life and your creditworthiness to potential lenders,…
Rural Living: Wells
Buying a Home With a Well A malfunctioning well or septic system can pose a health risk to your family and neighbours and can be expensive to repair or replace. It is, therefore, important to conduct a detailed inspection of both…
Rural Living: Septic Tanks
Over the past few years, Canada has been experiencing an urban exodus with many folks longing to leave the city behind and take up the country life. In rural areas, many homes do not have connections to municipal water and sewer…
5 Reasons to Refinance Your Mortgage
There has been a flurry of refinance activity this year given our rock bottom interest rates, providing homeowners with access to today’s low rates and the most cost-effective way to get needed funds. Refinancing means getting out of your current mortgage…